Insurance designed for you

We all have unique needs, and that applies to our insurance too. So if you feel you need more or less insurance cover, or perhaps none at all, you can personalise your cover to suit you. Make changes at any time through Member Online Services.

 

Increase your cover

Increase the amount you’re insured for by applying for extra units of cover. You may need to provide health evidence depending on your circumstances.

To work out the amount of units of cover that’s right for you and premiums see our Death & TPD table.

Recently joined us? You may be eligible to take up our New Member Insurance Offer.

 

Apply for cover

If you aren’t eligible for insurance cover automatically when you join (you’re self-employed, not working or didn’t start your account through an employer) or your previous cover was cancelled (by you or the fund), you can still apply for Death, TPD and/or Income Protection cover.

Log in to your Member Online Services, select ‘Insurance details” and hit the link to apply. You may need to provide health evidence depending on your circumstances.

There are maximum limits to the cover you can receive. These are listed below.

Type of cover Maximum Cover
Death Up to $5mil
TPD Up to $3mil
Income Protection Up to $25,000 per month
($300,000 per annum)

Decrease your cover

Log in to your Member Online Services, select ‘Insurance details” and hit the link to apply.

Cancel your cover

Complete the Insurance Cancellation form and send it back to us.